End of Daylight Savings Time – Increase Your Safety

 

End of Daylight Savings Time – Increase Your Safety

November, 2016

Dear Care for Crash Victims Community Members:
You can increase your safety by 10%.

In 1961, my wife was in a white VW Beetle.  She stalled coming out of a shopping center at night and was struck on the driver side by a car coming over a hill.  The driver swerved to the right and struck the VW just behind the driver side door.  Luckily, my wife was not physically injured but she was  badly shaken.  I had picked white as the color because it would be cooler (no air conditioning). I was not thinking safety back then.

During all my years working on safety I could not get NHTSA to do analyses on fatality rates by car color.  Only after I left NHTSA did researchers in Australia do such research and found that white cars were 10% safer.  See https://www.careforcrashvictims.com/blog/blog-enddstincreasesafety/

In 2015, I was pleased to learn that white had become the most popular car color on the planet.  See https://www.careforcrashvictims.com/consumersbuyingmorewhitecarsandgreatersafety/

For the year 2015, no one can be pleased to learn that NHTSA recorded: *  The Nation saw 2,348 more fatalities from motor vehicle crashes in 2015 than in 2014—a 7.2-percent increase.  For pedestrians and cyclists color is also important for safety.

*  Pedestrian fatalities increased by 466 (a 9.5-percent increase) and are at their highest number since 1996.
*   Pedalcyclist fatalities increased by 89 (a 12.2-percent increase), and are at their highest level since 1995.
Years ago the Federal Highway Administration published a poster for the public with the statistic that 60% of pedestrian fatalities occur between the hours of 6:00pm and 6:00am.  The “Be Safe, Be Bright” poster shows distances at which pedestrians can be seen wearing clothing of different colors – and retro reflective materials.  See https://www.careforcrashvictims.com/besafe.php
Be brighter and be safer.
Lou Lombardo

Engineering Paths To Vision Zero Crash Deaths


Engineering Paths To Vision Zero Crash Deaths

November, 2016

Dear Care for Crash Victims Community Members:

Too many Americans do not yet know about Vision Zero – the magazine that carries valuable information on how much good can be done by engineering safer vehicles.

The January 2017 issue of Vision Zero is available online this Thanksgiving day in America.  See article about Adrian Lund (head of IIHS) written by Byron Bloch at http://viewer.zmags.com/publication/6664faa8#/6664faa8/16

Many worthy articles on how engineers can move us closer to ending vehicle violence thanks to the publisher Tony Robinson and his staff.

Thanks,

Lou

 

Lifelong Republican Questions Anti – regulation Policies


Lifelong Republican Questions Anti – regulation Policies

November, 2016

Dear Care for Crash Victims Community Members:

This is worth reading and heeding.

http://annaleahmary.com/2016/11/lifelong-republican-questions-party-support-of-industry-profit-vs-bipartisan-solutions-to-save-lives/

Lou Lombardo

 

Rating Auto Insurance Companies


Rating Auto Insurance Companies

November, 2016

Dear Care for Crash Victims Community Members:
Consumer Reports
Consumer Reports rates auto insurance companies and found USAA, Amica, and NJM had the highest Reader Scores.  See http://www.consumerreports.org/products/car-insurance/ratings-overview/
NY Times

Now the NY Times published an article on auto insurance that gives useful information to consumers citing work created by a crash victim.  The same three auto companies were found to be highly rated.

“There’s a conflict here between shareholders and policyholders,” Mr. Karr said. “We’re showing how companies have run their businesses, and that’s not always in the interest of the policyholder.”

 

The ValChoice study divided the auto insurance market into three types of companies. The largest group — 48.3 percent — are publicly traded corporations like Allstate, Geico (which is part of Warren E. Buffett’s Berkshire Hathaway conglomerate) and Progressive.

 

Among mutual companies, there are two different business models. Some companies return earnings to their policyholders in the form of dividends, while others do not pay dividends but keep the earnings at the company.

Mutual companies that do not consistently pay dividends to auto policyholders make up 42.3 percent of the market; Liberty Mutual is one of them.

 

Those that do pay dividends are the smallest subset of the market, with approximately 8 percent, ValChoice said. Also sometimes known as reciprocal insurance exchanges, they include USAA, the Automobile Club of Southern California, Amica Mutual and NJM Insurance….

 

When shopping for insurance, consumers often focus solely on price. Figuring out the differences in claims payment histories at companies is much harder to do because the data is not readily available and requires significant digging to unearth. Analyzing the data, Mr. Karr said, can give consumers a better idea of the value they are receiving for the insurance premiums they pay.

 

“The paid loss ratio is such a direct measure of the actual value of an insurance policy,” said Mr. Karr. “If I’m paying money for insurance, it tells me how much is likely to come back to me if I have an accident.”

In essence, Mr. Karr said, consumers who buy from companies whose claims payments are lower are paying for lesser coverage. That value loss can add up to billions of dollars.

 

Charles M. Chamness, chief executive of the National Association of Mutual Insurance Companies, agreed. “Mutuals exist to serve policyholders and allow management to focus on service and longtime financial security,” he said.

Mr. Karr got the idea to start ValChoice after he was hit by a car and had trouble getting his medical bills paid by insurers.

“When I came away from it, I thought there was a lot people who needed to know about the operating characteristics of these companies,” Mr. Karr said. “People are mandated by law to buy insurance; they should be able to get quality information about what it is they are buying.”  See 

http://www.nytimes.com/2016/11/20/business/the-kind-of-car-insurer-that-gives-consumers-the-best-value.html?emc=eta1

 

ValChoice

You can get a free report on your insurance at ValChoice.  See https://www.valchoice.com/

Lou Lombardo

 

Seat Back Failure Tragedies – Safety Delayed for Decades


Seat Back Failure Tragedies – Safety Delayed for Decades

November, 2016

Dear Care for Crash Victims Community Members:

An excellent article in Forbes shows how auto companies have stalled government safety actions for decades – especially during both the Bush and Obama administrations – after the dangers of seat-back failures were made clear.

One illuminating factor in this reporting is that it goes beyond statistics of the deaths, but also addresses the suffering of tragic injuries.  “Thomas Comella and Victoria Thomas have suffered so much already it would be best for them not to know that three legislators are now telling federal regulators that the seat backs in American vehicles are too weak and can easily collapse in rear-impact crashes.

Sen. Richard Blumenthal of Connecticut, Sen. Edward Markey of Massachusetts and Rep. Diana Degette of Colorado say the failure of seat backs can cause the driver or front-seat passenger to be flung into the back seat, suffering serious injuries or killing a child seated back there.

The Senators say the federal safety standard – adopted in 1972 – must be upgraded.

Comella and Thomas have known that for almost two decades.

It was how their worlds ended.

Comella, 50, was driving a minivan outside of Cleveland in 1999 when traffic slowed. His vehicle was hit from behind. He remembers the impact being slight, similar to getting bumped by one of those Dodgem bumper cars at an amusement park.

But his seat back broke. The seat belt no longer held him because seat belts are designed to keep occupants from being thrown forward. When he hit the back seat he suffered a spinal injury that left him blind and paralyzed except for the very limited use of his arms.”  

Thomas was 19 in 1997 when her car slid backwards into a pole, striking with a force estimated at about 11 miles per hour. The seat back broke. She suffered a spinal injury that paralyzed her legs.

I talked to Comella and Thomas and wrote about seat-back failures 15 years ago when I was covering automotive safety for The Plain Dealer in Cleveland. I’ll post the full story below; but the short version is that way back then seat-back failure was a well-known issue and safety researchers said there were solutions.” See http://www.forbes.com/sites/jensen/2016/11/29/seat-back-collapse-15-years-later-feds-still-fail-to-address-a-deadly-problem/#7f0e4026585b

For more on seat-back failures see https://www.careforcrashvictims.com/blog/blog-deadlyseatbacks/

Lou

 

Thankful


Thankful

November, 2016

Dear Care for crash Victims Community Members:

On this Thanksgiving day, some of the people I am especially thankful for having worked with include the following:

* Joan Claybrook

* Clarence Ditlow

* Ralph Nader

* Ben Kelley
* Mike Lemov
* Carl Nash
* Jackie Gillan
* Judith Lee Stone

* Marianne Karth

* Cally Houck

* Stella Gurr
In thanks, here is a single post I just received from Marianne Karth that we should all be thankful for as it encourages us all to continue to do better.  Please see http://annaleahmary.com/2016/11/so-why-arent-we-making-a-bigger-dent-in-tragic-crashes-america-we-can-do-better-than-this/
Lou Lombardo

 

Powers of the Pen and Our Safety


Powers of the Pen and Our Safety

November, 2016

Dear Care for Crash Victims Community Members:

The NY Times has two articles that raise the question of the pen being mightier than the sword.

The President’s Pen – Regulations

“Dozens of major regulations passed recently by the Obama administration — including far-reaching changes on health care, consumer protections and environmental safety — could be undone with the stroke of a pen by Donald J. Trump and the Republican-controlled Congress starting in January, thanks to a little-used law that dates back to 1996.

And it comes with a scorched-earth kicker: If the law is used to strike down a rule, the federal agency that issued it is barred from enacting similar regulation again in the future.

The obscure law — called the Congressional Review Act — was passed 20 years ago at the behest of Newt Gingrich, then the House speaker and now a member of Mr. Trump’s transition team. It gives Congress 60 legislative days to review and override major regulations enacted by federal agencies. In the Senate, the vote would not be subject to filibuster.

The president can veto the rejection, which usually renders the law toothless. But when one party controls both the White House and Congress, it can be a powerful legislative weapon.

So far it has only been successfully used once: In 2001, a Republican Congress invoked it to eliminate workplace safety regulations adopted in the final months of President Clinton’s tenure. President George W. Bush signed the repeal two months after his inauguration, wiping out stricter ergonomics rules that had been 10 years in the making.

On Jan. 20, when Mr. Trump takes office with a Republican-controlled Congress — one that has indicated its zeal for undoing President Obama’s doings — more than 150 rules adopted since late May are potentially vulnerable to the ax, according to an analysis by the George Washington University Regulatory Studies Center.

“It allows the election results to be applied almost retroactively, to snip off activity that happened at the end of the last administration,” said Adam Levitin, a law professor at Georgetown.”  See

The Corporate Executive Pens – Designs

After steady declines over the last four decades, highway fatalities last year recorded the largest annual percentage increase in 50 years. And the numbers so far this year are even worse. In the first six months of 2016, highway deaths jumped 10.4 percent, to 17,775, from the comparable period of 2015, according to the National Highway Traffic Safety Administration.  See statistics at https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/812332

“This is a crisis that needs to be addressed now,” Mark R. Rosekind, the head of the agency, said in an interview….

“Most new vehicles sold today have software that connects to a smartphone and allows drivers to place phone calls, dictate texts and use apps hands-free. Ford Motor has its Sync system, for example. Others, including Honda, Hyundai and Mercedes-Benz, offer their own interfaces as well as Apple’s CarPlay and Google’s Android Auto.

Automakers say these systems enable customers to concentrate on driving even while interacting with their smartphones.

“The whole principle is to bring voice recognition to customers so they can keep their eyes on the road and hands on the wheel,” said Alan Hall, a spokesman for Ford, which began installing Sync in cars in 2007….

But Deborah Hersman, president of the nonprofit National Safety Council and a former chairwoman of the federal National Transportation Safety Board, said it was not clear how much those various technologies reduced distraction — or, instead, encouraged people to use even more functions on their phones while driving. And freeing the drivers’ hands does not necessarily clear their heads.  “It’s the cognitive workload on your brain that’s the problem,” Ms. Hersman said….

“Insurance companies, which closely track auto accidents, are convinced that the increasing use of electronic devices while driving is the biggest cause of the rise in road fatalities, according to Robert Gordon, a senior vice president of the Property Casualty Insurers Association of America.

“This is a serious public safety concern for the nation,”  See http://www.nytimes.com/2016/11/16/business/tech-distractions-blamed-for-rise-in-traffic-fatalities.html

The Pens of the Press and The People – Our Safety
These two article in the NY Times show how we the people need the press to provide the public with the information to use our own pens to protect our safety and happiness.   Our pens can and must need be the mightiest – especially in this new world of connected citizenry.
Here’s hope for a safer future for all.
Lou Lombardo